About Us

Horst Schapals

Horst Schapals is a native Mobilian and has lived in West Mobile for the past 46 years. He was born in Germany and immigrated to US in 1955. He is a graduate of South Alabama with a degree in Industrial Engineering. He has been the President of Care Financial since 1990. Horst and his wife, Kathy, share three children and six grandchildren together. His goal is to travel with his wife and spend a month in the mountains of Bavaria.

His future outlook for Care Financial is to remain true to his customers. He is committed to his promise by helping others plan for their financial needs in the future and to make sure their decisions weather all market conditions and achieve long term goals.

His all time hero is Art Williams, Founder of A L Williams, because he taught the most remarkable marketing skills and introduced him to understand that the free enterprise system allows people who come from humble beginnings could live their dreams. Everyone in America has the opportunity to make something special of his or her life.

David Schapals

David Schapals is a native Mobilian – born and raised. He is a graduate of the University of South Alabama, and upon graduation, he decided to join the family business as the Vice President of Care Financial. He and his wife, Julie, have been living on the Eastern Shore since 2005. They have two boys, Cameron and Clark. David likes spending time with his family, and they enjoy playing all sports (football, basketball, and baseball), along with fishing and boating. His family has always had a heart for the water, and they spend a lot of time at Orange Beach during the summer deep-sea fishing and enjoying everything the Gulf Coast has to offer. In fact, he loves the water so much that his bucket list includes boating and island hopping around the Caribbean with his family.

David’s long-term strategy for Care Financial is to continue to grow his business and help others plan for their retirement. He feels that what his company does is so important and that most people aren’t aware of all their retirement options. His team will make sure that their clients’ retirement is planned in a way that they do not have to worry about whether or not they’re going to run out of money, and have the worries of market loss. He also likes being able to show his clients how they can provide a legacy for their loved ones or charities if that’s something they want to do.

Rebekah Hurston

Rebekah is from Mobile. She graduated from Baker High School in 1998 and attended the University of South Alabama. She began working in the family business in 2005. Her current positon is the office manager, she is also a licensed agent.

Rebekah is married to Gail, they have two children, Anna Kathryn and Will.

In her spare time she enjoys spending time with her family, friends, going to the beach, and painting!

Sammy Wells

Sammy Wells is a graduate of Jones Junior College where he studied Architectural and Mechanical Design. He currently lives in Pascagoula, MS with his wife, Betty. Together they have two children and six grandchildren. One day Sammy plans to tour the interior Alaska.

Sammy decided to retire from corporate America after 41 years in senior management. He is passionate about assisting clients with honest advice and service for their retirement plans. He has ten years of financial consulting experience, and is currently an agent with Care Financial in Mobile. His focus is to continue helping people plan a more secure financial future.

Sammy’s hero is Donald Trump. He feels that anyone who gives up a luxurious lifestyle to go through the daily torture and criticism of the media to help save the country from a dire future deserves to be admired.

Darrell Anthony

D. Darrell Anthony, CPA, PFS has been a resident of Midtown Mobile, AL for the past 36 years. He is a graduate of the University of South Alabama with a degree in Accounting. He has been married to Debbie Anthony for 36 years, and they have two children together.

Before coming to Care Financial Darrell was the President of The Anthony Financial Group CPAs, Inc. with focus on small business consulting, financial and estate planning and estate management. His main goal is to provide effective financial and estate planning for clients to realize their plans for future financial security and equitable estate distribution.

Darrell is developing a plan to share an extended European and Israel vacation with his family. His five-year horizon comprehends expansion of estate planning aspects of his life and expanded participation in missions related projects in Latin America.

Darrell’s biggest heroes are his parents for their sacrifices and investment in development of my life and the powerful spiritual legacy they conveyed.

Larry Segrest

Larry Segrest is a native of Montgomery, Alabama, currently residing in Wetumpka, where he and his wife, Robin, have been living since May of 2016. 

They have a spoiled puppy, Max, who is their pride and joy. Larry loves spending time with his beautiful wife Robin, and enjoys playing golf, along with spending time with his sister and brother-in-law at their beautiful home on Lake Jordan. 

Larry was enticed to join the Care Financial Group by Horst Schapals, owner of Care Financial, coming out of retirement after serving 12 years as vice president of Group and Associations Insurance Consultants in Memphis, Tennessee. 

Larry’s plan for Care Financial is growing his business by assisting clients with securing their current, and retirement assets.

Larry’s philosophy is “My goal is not selling anything, but educating the client on how to successfully protect and secure their financial future.”

Howard R. Gluff

Howard Gluff is a native of Muncie, Indiana and has worked in the financial services industry for the last 40 years as President and CEO of Gluff Financial Services, Inc. He graduated from Ball State University with a B.S and M.A. in history and economics. Prior to attending college Howard proudly served in the United States Marine Corps and attended college on the G.I. Bill. Howard is married to Mary E. Gluff and has two sons and three grandchildren.

Through his association with Care Financial Howard will be able to provide his clients with additional financial support through advanced concepts and strategies for retirement income planning, estate planning, wealth accumulation, tax minimization, asset protection and wealth transfer.

Howard was introduced to the financial services industry through his association with A.L. Williams. Art Williams, the company founder, instilled in his associates an understanding of the free enterprise system and the opportunities it affords every individual who is willing to work hard and follow their dreams.